The Board is pleased to report membership numbers that are close to the limits allowed in our Blue Book.  Membership numbers close to or at the 500 member limit gives the Board the ability to spread the costs of maintaining water quality, privacy, the clubhouse and its activities over more members which minimizes the dues to each member. The number of members has increased in the last few years.  Non members in the community are being invited to apply for membership via a direct mailing. We encourage members to discuss the benefits of belonging to the Normanoch if the situation presents itself.  The Board will manage the waiting list when it becomes necessary as provided for in the Blue Book.

1. Those owners of property shall be defined as:
   1. Owners of lots within the association boundaries with residential dwellings situate thereon or
   2. Owners of conforming building lots within the association boundaries as defined by the Frankford Zoning Ordinances at such times as said owners have obtained a building permit for the construction of a single family dwelling or
   3. Owners of non-conforming building lots within the association boundaries at such times as said owners obtain all necessary bulk variances and a building permit, from the Township of Frankford, for the construction of a single family dwelling
2. Existing members of the association not qualifying as owners of property as defined herein shall be exempt from this eligibility requirement.
3. Owners of property-part of which is inside and part outside the association boundaries- must have existing or proposed residential dwellings located on the portion of their property which is within the association boundaries in order to qualify as owners of property as defined above.

2. Membership in the association is restricted to those who own stock in the Normanoch Association, Inc. and
   1. Are approved by the board of directors
   2. Pay the Initiation fee
   3. Play all required dues, fees, and assessments
   4. Adhere to all Normanoch Association rules and regulations.
3. Membership is available only to residents and private family use.  Business memberships are not allowed.
4. A membership cannot be transferred from one property owner to another.  On resale of property, the new owner must submit an application for membership to the secretary of the association.
5. The membership year and privileges shall be from February 1 through January 31.
6. Each annual membership shall require a properly and completely signed annual application by the member, acceptance of the annual application by the board of directors, and the payment of all membership dues, fees, assessments, and charges by the member.  The board of directors shall reject an annual application that is not properly and completely signed by member.  Membership privileges shall cease and be suspended until the board of directors receives both a properly and completely signed annual application and payment of membership dues, fees, assessments, and charges.  A failure to properly and completely sign an annual application or to make payment shall be deemed a violation of these rules and regulations.
7. Any former member who has not paid continuous annual dues and allowed his/her membership to lapse for two or more consecutive years will be required to:
   1. Apply for reinstatement
   2. Pay the current initiation fee and all unpaid back dues, fees, and assessments for the most recent three years
   3. Pay annual dues, fees, and assessments for the current year.
8. Membership privileges
   1. Swimming
   2. Boating
   3. Fishing
   4. Water Skiing
   5. Aquaplaning
   6. Tubing
   7. Wake Boarding
   8. Knee boarding
   9. Scuba diving
   10. Ice fishing
   11. Ice skating
   12. Ice boating
   13. Snowmobiling
   14. Use of clubhouse and grounds
   15. Participation in club activities
   16. Normanoch News
9. Membership privileges extend to the member, his/her immediate residing family, and bona fide guests.  If a member rents a dwelling unit to another family, only one family, usually the renting family, may exercise membership privileges during the rental period.  The member will be responsible for the tenants' proper exercising of membership privileges and responsibilities.  Boat registration is limited to the member only, as stated on page 21, item 4, Normanoch Boat Registration.
10. If membership privileges are desired for occupants of any dwelling unit, the owner must maintain membership for that dwelling unit.
11. Members are responsible for making sure that all family members, guests, and renters are informed of and abide by Normanoch Association rules and regulations.
12. Those who do not follow the rules and regulations of the Normanoch Association risk having their memberships revoked.
13. Maximum Normanoch Association membership shall be limited to 500.  When the membership reaches the maximum, applications for membership will be handled in accordance with board adopted policies prescribing the procedures for obtaining membership.
14. Members are responsible for limiting access to the lake through their property by anyone other than a family member, guest, or renter.
15. All activities on the lake and on Normanoch Association property are undertaken at the individual's own risk.  The Normanoch Association assumes no liability for these activities.
16. In the event that the association becomes involved in any lawsuit or other legal proceeding with a member (the "litigating member") concerning either the use and enjoyment by the association or its members of any right-of-way leading to Culver Lake, or the terms and provisions of these rules and regulations, or the association's by-laws, and the association is determined to be the prevailing party in the lawsuit or other legal proceeding, the association shall be entitled to collect the reasonable attorney's fees and costs incurred by it in the lawsuit or other legal proceeding from the litigating member.  The association shall be entitled to cause the attorney's fees and costs to be set forth in the judgment or order entered in the lawsuit or other legal proceeding and to collect the same as if they were an assessment owed to the association by the litigating member.

NEW MEMBERSHIP FEES

1. New owners of properties in good membership standing (for which dues and charges are paid to date) shall pay an initiation fee as established by the association.
2. A member in good standing shall not be required to pay another initiation fee because of purchase of another property or dwelling unit, whether it is in addition to or replaces his/her previous property/dwelling.
3. A membership may be transferred to another member o the immediate family without payment of a new initiation fee, providing the family member becomes owner of the property.
4. Multiple dwellings are defined as properties that contain living quarters for more than one family.  The initiation fee for each dwelling unit in a multiple dwelling in good membership standing is the same as that for a single dwelling.
5. Owners of property for which annual membership dues and all related charges have not been paid on a continuous basis will be required to pay all such outstanding amounts up to a maximum of the most recent three years in addition to the initiation fee.
6. New members shall pay annual dues, assessments, and special charges for the current year if the former owner did not do so.
7. Effective 2002, membership will be available only to single family residential units.  Existing multiple dwelling unit memberships in good standing shall be grandfathered.

DUES

1. Member property owners shall pay annual dues, assessments, and special charges as set forth by the board of directors in order to have membership and the accompanying right to exercise membership privileges.
2. Dues are not refunded or prorated by the Normanoch Association.
3. Dues are payable by February 1 and are late if not paid before April 1.  Membership privileges shall cease until payment is received.
4. Dues paid after March 31 must be accompanied by a late fee.  On the first of May and each succeeding month, the late fee increases.  The dollar amounts of current late fees are stipulated each year in the instructions for filling out the membership application.
5. It is intended that dues be paid on a continuous and uninterrupted basis.  Owners of property and/or dwelling units for which dues have not been paid for a year or more will be required to pay all outstanding dues and assessments plus a late fee, as explained above.  This shall be limited to a maximum of three years.  Dues for future years will not be accepted until these payments are made in full.
6. Dues, assessments, special charges, and late fees for each unit of a multiple dwelling shall be the same as they are for single family dwellings and unimproved properties.
7. All past dues, assessments, and special charges must be fully paid before current membership will be granted.  In certain cases, the board of directors may authorize past dues to be paid on an installment basis.
8. Special assessments, in addition to dues, may be authorized by the board of directors.

MEMBERSHIP BADGES

1. Badges will be issued for the current year after payment of dues, fees, and assessments.
2. Plainly visible badges must be worn at eh following locations:
   1. The clubhouse, dock, beach, swimming area, and other Normanoch Association properties
   2. Rights-of-way
   3. On the lake when it is frozen
3. Normanoch Association Badges
   1. Upon renewal of membership, an unlimited number of badges, at no additional fee, will be issued to immediately residing family members having the same permanent address as the member (s) applying for membership.  (See Membership, above, of the Rules and Regulations for definition of a member)
   2. In addition, members in good standing may request badges, in person at the Normanoch office only, for the following family members, at no additional cost.
      1. Family members in one generation on either side of the member to include mothers, fathers, sons, daughters, sons-in-laws, daughter-in-laws, step parents, step children
      2. Members' grandchildren
4. Guest badges, good for one week only, will be issued according to the following rules:
   1. Up to 6 badges at a time per membership, to be issued by the clubhouse manager on duty, after payment of a deposit for each badge, which is refundable as each badge is returned on time
   2. Penalties for late badge return
      1. Forfeiture of deposit
      2. Upon second offense, loss of guest privileges for remainder of year
   3. A Normanoch Association badge holder must accompany a guest on all Normanoch Association property and ROW's.
   4. Bona fide guests must live more than one mile from the Normanoch Association Membership area.

General Instructions

Membership renewal form.  Print out this form.  If you which to make any changes you may do so legibly on the back of the form.  You must sign the back of the form.